As financial institutions increasingly deploy autonomous AI agents to initiate and manage transactions, robust governance frameworks are essential to ensure compliance, security, and operational integrity. Obiguard, a Malaysian and Bumiputra-owned AI governance Platform-as-a-Service (PaaS), provides real-time policy validation, continuous monitoring, and comprehensive audit trails to govern AI-driven transaction requests. This working paper outlines the transaction workflow using Obiguard, emphasizing alignment with Bank Negara Malaysia (BNM) regulatory standards to ensure responsible AI adoption in banking and credit institutions.
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